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Benefits
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Benefits
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Have you recently loss your job or are you a business owner and business is really slow? If so, this is not the time to sit around feeling sorry for yourself. This is the time to come up with a plan to sustain you and/or your family. When you are unemployed, the bills are due, and you see your savings and investments dwindling fear sets in. However, do not allow fear, worry, and the feeling of failure to take root. It is the time to tap into resources that can help sustain you until you get back on your feet.
Medical Insurance
There is a program through Kaiser Permanente called the "Bridge Program." It is for people that are employed or unemployed that do not currently have medical insurance. This insurance is a well kept secret. It is available for 24 months, and the process is very easy. You and your family can get full coverage for only $64.00 per month. That includes you, your spouse, and your child(ren). Also, you don't even have to be married. A single person without medical insurance can make up to $32,510 a year, a family of four can make up to $66,170 a year, and a family of six up to $88,600 a year. The co-pay is only $10 per visit, and I do not believe there is a deductible. You must be 64 year of age and under to qualify. You can only take advantage of the "Bridge Program" once in your lifetime.
Food Resource
A great resource to get tons of food for a very low price is an organization called Angel Food Ministries (www.angelfoodministries.com). For only $30 you get a minimum of at least $70 worth of food. The food is not from the government or even for low income. Matter of fact, the organization was created to help middle income people get reasonable priced food. You can go to their website and find out if they are in your location. Also, they post their menu monthly. The meat alone is worth over $100.
Dental Insurance
Like medical insurance dental insurance can be very expensive. There is affordable dental insurance from a company called CompBenefits (www.compbenefits.com), owned by Humana. In Georgia, for a family of three the premium is $281 a year. The co-pay is $10 per visit, and you can go twice a year for preventative maintenance which includes x-rays. Major dental work is discounted and many times can be cheaper than employer dental insurance.
If you are currently unemployed or in transition, what resources have you come across to help sustain you during difficult times?
Sharman Lawson a columnist on Fabulously40, and a financial coach, speaker, and author of the book 12 Steps to Eliminate Debt Forever!
Ok I’m gonna try this again....
Thx for sharing this. My sister is without and could use help.
Thx again!
Thank you for posting this. I’ve been laid off for some time and am really starting to get bummed OUT about the way things are. It really is lifechanging to say the least. Every little bit can help. Thanks again. I’ll spread the word about this also to those in need that I know of.
Great info, I have been shopping for affordable health insurance. COBRA is gonna kill me..way to costly!
FYI..Just went to Kaiser site..they are not accepting enrollment applications at this time.
Fraz,
Ask for their “Bridge Program” representative, and ask what non-profit partners they are working with. Kaiser in Georgia says the same thing (not accepting applications), but I called and talked to the Kaiser rep in charge of the Bridge Program. She gave me three of their non-profit partners, emailed me the enrollment application, I signed up with the non-profit partner on Friday, and she said the application takes 3 weeks to process and the insurance should go through within a month. $43 a month for my husband and I.
They also don’t tell you that information if you don’t know it, unfortunately.
Good luck!
Sharman Lawson
This is awesome just what this site is suppose to be all about people helping people, thank you for sharing will pass the information along to those I know have the needs.
Thank you for posting this. It was meant for me to read and to pass this on to a neighbor. Thank you, thank you, thank you!
Good Morning,
Thank you so much for the 411 - the law firm I worked for has gone under and I lost my job, wow 48 and unemployed.. I will make use of the helpful information you have posted...
Thanks so much!!
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