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Staying cash positive is something we all need to achieve so we don’t end up living in anxiety.

Income - Savings = Spending

Savings is symbolic of any dream requiring cash we build-up by finding our discipline to spend.  Our job or business brings us income.  Our income-generating years is the peak condition we target in putting up cash consistently for any dream to happen.

Spending takes a mindset of discriminating and not being swayed by whatever disruption in keeping the savings in.
Savings once secured, our spending is prioritized on important things we can live without.  Other things can wait on, delayed and even to forget ourselves from consequence of NOT having back the amount of money we ended up spending on something not needed anyway.

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