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A hobby may seem like a costly, time-consuming luxury for some. However, cultivating a special interest or skill could help you earn extra income to set aside toward your debt settlement savings. It may also help you feel creative, happy and inspired. Below are just a few hobbies suggested by from Bankrate.com, Frugalvillage.com and ABC News that have the potential to bring you extra income.

Carpentry, Furniture Making

Do you like to build things? Have you ever made a picnic table, a bookshelf, birdhouse or custom table or chair? Think about selling your creations at craft shows. If you have an ability to refinish antiques, you may be able to do this and sell items from your home for extra income or advertise your services at flea markets or antique fairs.

Arts And Crafts

Do you have the ability to produce a saleable art or craft product? If you like to sew or make candles or jewelry, Frugalvillage.com suggests selling your creations at craft shows or malls for extra money. You could also consider teaching your craft. Sharing skills such cake decorating, card making or scrapbooking at local craft stores or community centers might help you add extra income to your budget.

Photography

If you take great photographs, consider networking with local businesses to see if they could use a freelance photographer to help take shots for their publicity materials.

If you enjoy a more creative approach to photography, such as people, pets or landscapes, Bankrate.com suggests selling your work at shows or festivals. If you have experience and the right equipment, you may want to think about shooting special events or weddings.

Gardening

You may be able to mow lawns, weed gardens or take over landscaping needs for neighbors, friends and others willing to pay for a service they may be too busy to do themselves.

Also, consider growing your own food. This could save you money while providing an enjoyable outlet. You may also be able to sell your extra fruits or vegetables which could go toward funding your hobby or into savings. Many communities have local grower’s markets.

Writing

If you like to write, it is possible to make money as a freelance writer. You may also consider starting an online journal or ‘blog.’ Blogs give writers an online domain to be creative and speak out about anything. You could set up and maintain a blog for free at sites such as Wordpress.com and Blogger.com.  

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