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Hello Friends,

I don’t have a lot of time at the present to give you ALL the details about my old friend of 25 YEARS who is using my
cell phone number to give credit card companies... and are now calling me and harrassing me.... but here are a few facts about her.

We were friends for 25 years. We were like sisters. Maybe even closer. When we first started out as friends she had no self esteem AT ALL. She wouldn’t even look you in the eye when she would talk.  After many years she did start to develop some self esteem and did quite well as a nail tech at my salon.

At the age of 48 her dream was to meet a man who would love her. Of course her self esteem was still an issue. BUT... she met a man online. To make a very long story short....from things she would tell me he would say, he told BIG STORIES.
His stories were NOT possibly true.  Again, to shorten story, she left with him and I haven’t seen her in two years!!! He is her first boyfriend.  She was ALWAYS fanatical about making her payments on time. ALWAYS !!!!   She was the most trust worthy person you could meet.   NOW she is with him and I have received calls from 3 different companies saying she is behind in payments.   I do NOT trust this man at ALL. She also would NEVER have 3 credit cards!!!! AND I even wonder if she is alive !!!!!!!!!!   The last time we tried to talk he hung the phone up when she answered who she was talking to. ( She had developed MS the prior year to leaving and she sounded horrible.)

I finally have an address for them (2007) from one of the c.c. companies. I want to find her and HIM and stop the use of my cell phone.  

What do you all think ????  And thank you so much for all comments and help !

I imagine my writing is terrible, but this call from a third credit card company has really gotten me shaken up.
ANGRY and shaken !

Della



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Member Comments

    • 0 votes vote up vote up

      Cheryl Sharpton wrote Oct 17, 2008
    • You need to save your good name but please be careful.  Sounds like your friend might have been pushed into using your phone number.  From what you have described, the person your friend took off with does not sound like a nice person.   If he targeted your friend (there are men who do those types of things) then I would not want you to get tangled up with the likes of him.  You might need to get some assistance with this just to be safe.  I know there are websites that will for a fee do background checks.  Just remember to play it safe.  You never know what someone is capable of.



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    • 0 votes vote up vote up

      Cheryl Sharpton wrote Oct 17, 2008
    • Annie123 I didn’t even think of that.  You can ask to put a hold on your credit which will stop anyone from opening up more credit in your name.  I’m sorry shopgirl.  I was speaking from an emotional place and was not using my head.  I saw red and was angry that this happened to you.  Let calmer minds prevail.



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    • 0 votes vote up vote up

      Daphne wrote Oct 17, 2008
    • Isn’t fraud against the law?  If so, contact the police and tell them what you’ve told us.  If they can do anything about it, they can check on the safety of your friend in the process.



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    • 0 votes vote up vote up

      Cheryl Guy wrote Oct 17, 2008
    • Ok, I’m confused. I am under the assumption that she did not open the cards in your name but gave your phone number for the contact information. Am I wrong? Both scenarios are wrong but worse if she is ruining your credit.



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    • 0 votes vote up vote up

      Bobbi Bacha wrote Oct 17, 2008
    • shopgirl1960 You know Im a Licensed PI, Sounds like he has either brainwashed her or something worse.  Send me her info Ill run a free locate on her and find out what is going on from a distance.  Just see if he comes up on her info, etc.  Do you know any of her relatives ?  Call them if so.. tell them what is going on and get her number and find out when they last talked to her.  Do you know who Mr. Goodbar is ???? if so give me his name Ill run him.

      Ladies, a good lesson here is dont believe anything you hear on line or for that matter in person.  Always Always get a PI to check out the story of anyone you meet, its cheap just skip that new pair of shoes.. Call me.. Ill help and give a discount to the group.  I can tell you how many times this happens.

      Trust but verify... better to know before you get into a mess.  

      Shopgirl email me or call I dont know if its ok to paste my number here but email me private message and Ill help.  Im so sorry.  She definately is in trouble and you have a kean eye for spotting it.  

      Dont delay.  Ill get on it ASAP.  Also tell the creditors that call the number is not her number but you fear she may be in trouble or danger, of fraud.  The word fraud will alert creditors.



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    • 0 votes vote up vote up

      Mary Clark wrote Oct 17, 2008
    • Annie...its Transunion...the third credit reporting agency.
      Just FYI.....

      And...contact social security administration to flag your social sec. #.



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    • 0 votes vote up vote up

      Mary Clark wrote Oct 17, 2008
    • Experian - A World of Insight
      Credit Fraud

         Credit Fraud Protection
      How can I protect myself?This link opens a new browser window | How does Experian protect me?This link opens a new browser window
      Minor child instructions | Summary of rights of identity theft victimsThis link opens a new browser window | Removing a fraud alert
      You can add a fraud alert message to your credit report to help protect your credit information. Fraud alert messages notify potential credit grantors to verify your identification before extending credit in your name in case someone is using your information without your consent. We recommend that you review a copy of your personal credit report. If you believe that information in your credit report is inaccurate due to identity theft or fraud, contact us at the phone number on your report for assistance from a representative specially trained in consumer credit fraud.

      _________________________________________________________________________________________________________
      Initial Security Alert (90 days)
      If you suspect that your identification information has been or could be used fraudulently, you can add an Initial Security Alert to your credit report. You also may be able to view your report, although the Initial Alert will not yet display to you. An Initial Security Alert remains on your report for 90 days.
      _________________________________________________________________________________________________________
      Extended Fraud Victim Alert (7 years)
      You can add an Extended Fraud Victim Alert to your report by submitting a copy of a valid identity theft report that you have filed with a Federal, State or local law enforcement agency. An Extended Alert will remain on your report for seven years.
      _________________________________________________________________________________________________________
      Active Duty Alert (1 year)
      If you are an active duty military consumer, you can add an Active Duty Alert to your credit report. An Active Duty Alert will remain on your report for one year.

      ©Experian 2008. All rights reserved.
      Experian and the marks used herein are service marks or registered trademarks of Experian.
      Other product and company names mentioned herein may be the trademarks of their respective owners.



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    • 0 votes vote up vote up

      Mary Clark wrote Oct 17, 2008
    • Shopgirl...get rid of that phone number.  

      I can’t begin to tell you how bad it is to deal with credit fraud........it can ruin you...and go on forever.  I had a member once that had some fly by night car dealership garnishing her wages for a car that belonged to someone else.  It was awful for her.



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    • 0 votes vote up vote up

      Bobbi Bacha wrote Oct 18, 2008
    • Shopgirl, I didnt read where, credit cards were opened in your name, but it wouldnt hurt to pull and lock your credit all three reports with a password.  They will do it just call them or go online.  I dont think having the phone number is the problem, I think that youll have to write down each creditor that calls and what they are calling about and let them know that they do have the wrong number, and your worried about your friends safety and that she may be a victim of fraud.  They will notate this in the account and tell them that that is NOT the number to call for her.  And do not call it.  They cant if told not to call.

      Maryclark is right, Credit card fraud is horrible to deal with, it ruins your life and is almost impossible to defeat and correct.  However, from what im hearing is that she got credit cards in her own name and credit using your contact number.  

      Which is odd.  Is it a cry for help ?  Is she in trouble or is she also using your information. Or is it as you think, she just didnt want to get the nonpayment calls herself.  All questions needing to be asked and answered.

      We shall see.



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    • 0 votes vote up vote up

      Shopgirl1960 wrote Oct 18, 2008
    • The credit card were not opened in MY name. Her address and name were used. However,my phone number was used as contact
      information. I am the one who gets all of the harrassing phone calls. I keep telling them I am not her,but they still keep calling. There is more about that,which I am not at liberty to state here at the moment. Let’s just say that I need more information to find her, and her beloved $#%@!

      I believe with my whole heart that he is directing her what to do and how to do it. The question is WHY is she allowing him to manipulate her. She has not been home in two years to see her family. Not for Christmas,,,, or any holiday.
      Holidays have always been important to share with her family.  My daughter “called it” when she said he would take her to Illinois and he would keep her from family and friends. She “called it” right!!!!

      Penny was living with me for the last couple of years after my husband died. I was so thankful for her!  When she met this man (even though I dreamed with her for her one true love) I could NOT allow this person to come to my home!!!
      I didn’t trust him and his made up stories.  

      Her MS was starting to effect her thought process a little bit. When you add that aspect to being so naive, there is even more cause for concern.

      I know there is no reality to it, but I wish her family would kidnap her and make sure she is not brainwashed.
      You hear about it all the time.

      Thankyou so much to everyone for your help and advice. And for letting me talk about it. It means more than I can tell you!!!  

      Della



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    • 0 votes vote up vote up

      Shopgirl1960 wrote Oct 27, 2008
    • I want to thank all of you for your replies about this blog.
      I REALLY appreciate it!  Your the best~!

      As an update.

      I was able to talk to Penny’s sister. I wasn’t sure if she would speak with me since she is a very private person.
      However,she was very,very personable with me, and quite concerned for her sister’s welfare as well.
      I did find out that Penny is okay,thank goodness.
      The man in Penny’s life not only monitored his calls to me with her,but he monitors her calls with all family members.
      But at least they were able to speak to her. I guess I was more of a threat to his meal ticket. She works 2 jobs with MS, which is NOT good at all. He doesn’t work,due to his asthma.

      There is so much more to what her sister and I talked about.
      She is scared for her safety too. BUT,there is nothing we can do. Even though the credit cards are cleared up... I can’t stop thinking about this awful, awful man who has my best friend in his clutch.  

      This man also called her sister and myself about the credit cards. He told her sister NOT to EVER call again, and that she was upsetting Penny. He also called me and in a threatening (yet non-threatening) manner (he’s smart) told me how to stop these people from calling. I had him speak to my husband. Long story short he told my husband that he didn’t get “cocky” on the phone, but he was a man of action.
      OMG!!!  Mark, my husband, barely got a word in edge wise, except to tell him in a nice,but firm tone certain facts.

      Anyway ya all, this is the update.
      PLEASE pray that my friend, who has become like a dear sister, will soon be free from this man. I pray he does something soon that will release her from his bondage.
      He has been married twice. He said the first one was killed by an armed robber in a CVS in New York. ( Yea, right, and I have aliens in my attic.)



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