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Ok, first time at this so I will give it my best shot.  I’m starting with the reader’s digest version...

July 30, 2007 at 2:43 in the morning there was banging on my door. I opened it to find my naked downstairs neighbor yelling “my house is on fire! I don’t know why... call 9-1-1“.  I had no idea how those words were going to rip my life apart.  

In less than 30 seconds, I had my daughter and granddaughter our of the condo, I had called 911 myself and I had gotten my dog out.  Then I spent the next 14 hours watching my home burn, assessing the damage, trying to find remnants of something to wear, making phone calls - all the things you need to do when your life collapses around you.  I called “friends” for help. They were all too busy.  My boyfriend was out of town and it was too inconvenient to come home.  

Since the day of that fire until now, I have found out that they believe the neighbor intentionally set his house on fire and that he let it burn for at least 20 minutes before he told me.  He damn near killed us.  I’ve found out that my boyfriend had been cheating on me. The homeowner’s association of the condo complex that was responsible for rebuilding my home paid $80K to a contractor (her friend no less) that ran off with the money. My daughter lost her job so now I am trying to support her and my granddaughter as well as my boyfriend and I. (yes, I took him back. More on that topic later).  And if the condo is not done by July 30, 2009, two years from the date of the fire, my insurance company stops paying my rent and I have to somehow figure out how to pay for a place to live and make my condo payment at the same time.

I also have to make a decision as to whether or not to move back there.  Financially, I am in dire straights because of all of this so I’m not sure I am in the position to be able to rent the condo and live somewhere else.  But how do you move back to living above someone who burned your house down? They haven’t been able to prove intent so unless someone bigger than me intervenes, he will be living above me again.  How do I do that?  Given this market, I can’t sell so what do I do?

I have no clue...  I keep trying to be positive and believe again, that something bigger than me is going to come up with a solution.



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Member Comments

    • 0 votes vote up vote up

      Cindylouwho1966 wrote Jan 28, 2009
    • Wow, Karma, I wish I had advice. All I can say is, it will get better, and these things do have a way of working themselves out. Hoping the best for you and your family.



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    • 0 votes vote up vote up

      Karmagirl801 wrote Jan 28, 2009
    • Thanks.  Life’s been pretty tough but all I can say is there ain’t no one who’s going to take my ass out.  No one. Not even my lousy neighbor.  I don’t know how, but I am going to have a seriously kick-ass 2009 one way or another!  Somehow the solution will arrive...  (see, I’m trying to be positive!)



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    • 0 votes vote up vote up

      Linni wrote Jan 28, 2009
    • i agree with cindylouwho... it will all work out, and it will get better! i will keep you in my thoughts and prayers..



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    • 0 votes vote up vote up

      Marionjayne wrote Jan 28, 2009
    • I have always been told “When one Door Closes Another Door Opens!” I agree with the others. Things WILL get better :)...Thoughts and prayers too!

      ~Marion



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    • 0 votes vote up vote up

      Coachmombabe wrote Jan 28, 2009
    • Glad you and your family were not harmed, Karmagirl! I hope this guy wouldn’t dare try that again!



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    • 0 votes vote up vote up

      Rena Bennefield wrote Jan 29, 2009
    • OMG that's terrible...I am at a loss for words...My heart goes out to you. It is a shame how the unkind actions and selfish intentions can destroy another's life..He had to know it would destroy your place as well.. I mean even if the fire had been contained the water damage would have been horrific... I can't believe that your b/f was as cruel as to not come home and be there for you in probable the worst nightmare imaginable for you...Sorry but I wouldn't give him air if he were in a jar...but that's just me..I wish I could be more helpful..As for your friends..Well I would be rethinking that as well...Are there any family members to lend a hand?



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    • 0 votes vote up vote up

      Karmagirl801 wrote Jan 29, 2009
    • Believe me, if I didn’t believe in karma so much, I would kick the shit out of the guy.  But since I do, I’m trying to believe that he will get what he is due in the end and it won’t come from me. Someone else will take care of it for me.

      The part that really killed me about the whole thing is that he knew my year-old granddaughter was in the house and there is no way I can forgive that. Not ever.



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