Don't have an account? To participate in discussions consider signing up or signing in
facebook connect
Sign-up, its free! Close [x]

Benefits

  • okay Create lasting relationships with other like minded women.
  • okay Blogging, let your voice be heard!
  • okay Interact with other women through blogs,questions and groups.
  • okay Photo Album, upload your most recent vacation pictures.
  • okay Contests, Free weekly prize drawing.
  • okay Weekly Newsletter.

+3
Love it

Then: Socially Insecure

Now: Social Security

Back in grade school, there were many times when I felt I didn't fit in, especially where boys were concerned.  At my first boy-girl party, I hid in the bathroom for several hours wishing the party would end so that I could escape to the comfort of my own home.  To this day, I wonder if anyone knew that I was missing.  Probably not.  I was pretty invisible to most people.

The proof of my invisibility was documented on the playground when I was always the last one chosen for any team sport.  And on Valentine's Day when the bag on the back of my chair received only one or two Valentine's cards, and one was always from the teacher.  

In high school, I had great ideas, but never raised my hand.  I had secret crushes that brought hours of joy when the object of my desire, merely looked in my direction.

Things I wanted to say came out all backwards.  Fitting in was not my forte.  

The only time I felt secure was during those hours spent with my BFF.  (Perhaps that's why she's still my BFF today.)

But as the years passed, I realized that most people shook hands with "social insecurity" at one time or another in their teenage and early adult years.  We were all just trying to find our place in the world.    

Decades passed.  I grew into my skin.  I fit in.    

And now once again I'm approaching a phase in my life which at times feels slippery.  I want to embrace "retirement" but unfortunately my financial situation isn't giving me the hugs I need.  

But then of course there is Social Security.  

According to Wikipedia, Social Security is a program providing protection against "recognized conditions, including poverty, old age, disability, unemployment and others."  Doesn’t sound like any program I want to join.  

Once one opts to receive Social Security benefits that is the amount they will receive for the rest of their life, providing the money is still available.

Wherein lies my dilemma.  I don't want to collect this money now, but will the program still exist when I really do need it?  There are dozens of financial gurus willing to help me.  All for a small sum of my savings.        

As far as I can tell, there's nothing "social" about this club and for the "security" part, I might as well be back on that playground.

+3
Love it



Member Comments

    • 0 votes vote up vote up

      Pamaloon wrote Jun 3, 2010
    • Love this post, Janie! You’ve made up for your early social insecurity by being a fabulous person and friend. :) As for Social Security...it’s a little depressing, isn’t it? And the word ‘social’ promises so much more! LOL! We’ll just all get teardrop trailers, and hook them to our little cars and travel the country together. How much could that possibly cost? Too much probably, but it would be fun. xo Pam



            Report  Reply


    • 0 votes vote up vote up

      Tinaf wrote Jun 3, 2010
    • As someone who knows you in real life—and the fact that your smile and laugh light up a room—it’s hard to imagine you ever hiding in a bathroom.  But it only goes to show how far you’ve come in your social life.  And just so you know, you are my role model for how to gracefully transition into this new phase of Social Security...because I know you‘re going to handle it with your usual panache!

      Loved this blog, Janie!



            Report  Reply


    • 0 votes vote up vote up

      Vikki Hall wrote Jun 4, 2010
    • Great blog! Now you have me wondering since I just received my SS statement explaining how much I will get at 62, 67 and 70.

      And the numbers look good.....IF they are there when I reach those ages!



            Report  Reply


    • 0 votes vote up vote up

      Kyah wrote Jun 5, 2010
    • I get that annual statement from Social Insecurity, and I’m not very optimistic about retirement before 70, even though I’d love to retire when I hit 60. Everything is so costly as it is, and I’m glad I have a retirement plan to go with this because it’s a joke otherwise. I’ve been working since I was 13, I’m dog tired to say the least.



            Report  Reply


    • 0 votes vote up vote up

      Maria Louise Van Deuson wrote Jun 5, 2010
    • So true. I plan on retiring in about 15 years and I don’t expect social insecurity to exist. Having lost my ENTIRE retirement fund due to bad economy, I’m now starting over with a 15 year 401K plan.

      Depending on your year of birth, retirement age is 65 /67 ish. Honestly, I think most of us will have to work, at least part time for the remainder of our lives.



            Report  Reply


    • 0 votes vote up vote up

      Suzann wrote Jun 12, 2010
    • Great post, Janie.  

      Peace,
      Suzann
      [Link Removed] 


      Suzann, Your links have been removed, please consider upgrading to premium membership.



            Report  Reply


About this author View Blog » 
author