Don't have an account? To participate in discussions consider signing up or signing in
facebook connect
Sign-up, its free! Close [x]

Benefits

  • okay Create lasting relationships with other like minded women.
  • okay Blogging, let your voice be heard!
  • okay Interact with other women through blogs,questions and groups.
  • okay Photo Album, upload your most recent vacation pictures.
  • okay Contests, Free weekly prize drawing.
  • okay Weekly Newsletter.

  • Are You Surviving the Economy?

    43 posts, 21 voices, 1739 views, started Mar 5, 2009

    Posted on Thursday, March 5, 2009 by Laurie Neumann

    •  



    • Amethyst
      Offline

      HI all,

      I thought it would be good to ask how you‘re doing in the economy the way it is.  You may be tired of talking about it, but I think it would be good to encourage each otherestatic

      If you have a business, have you seen a decrease in your business over the past several months?

      Ok, I’ll start.  My business really declined in the late summer - fall, but Jan and Feb were much better months.  I am hoping that continues.

      What about you??



      •  


        • 0 votes vote up vote up

          (華娃娃) ChinaDoll wrote Mar 5, 2009
        • I see a significant decrease in my line of business.  My clients tend not to buy and just hold on.



                Report  Reply


        • 0 votes vote up vote up

          Dee Dee Shaw wrote Mar 5, 2009
        • We introduced a new plan that has increased business 100% compared to last Feb. It is an incredible plan, and is a brilliant way to help people who are struggling economically. http//3kin30days.com has a 15 minute explanation. I have been blown away by how much easier it is to share the business with this plan. Being able to offer a 100% satisfaction guarantee for six months and presenting the 3kin30days plan makes it simple and easily duplicable. I have done 3 business presentations this week, and anticipate a couple more.



                Report  Reply


        • 0 votes vote up vote up

          Doreen XoXo wrote Mar 5, 2009
        • I hope with President Obama’s plan work will increase for my husband.  He’s in road construction and if things go as the President plans....there will be plenty of work for construction workers.  We have been moving along but would rather really move!!



                Report  Reply


        • 0 votes vote up vote up

          Jenni0811 wrote Mar 5, 2009
        • Past & present leadership are fast and foremost in my economic survival......cashing out in these times calls for the strongest fortitude one can muster.....



                Report  Reply


        • 0 votes vote up vote up

          Carol Norman wrote Mar 5, 2009
        • Hi,

          I am doing remarkably well in my business.  The last couple of months have been steady and I do not think women want to give up good looking skin or just feeling good.  The Spas I have are very relaxing and it takes away the stress of the economy and all the other troubles we deal with daily.  As for my husband he has been out of work for over a year now and is having no luck looking for a job so he has become Mr. Mom.

          Hope fully we will see things start to improve everywhere.  Hang in there1

          Have a great SPA day!

          Carol
          [Link Removed]


          Cznorman, Your links have been removed, please consider upgrading to premium membership.



                Report  Reply


        • 0 votes vote up vote up

          Laurie Neumann wrote Mar 6, 2009
        • Thanks to all who have commented.

          It seems that some of you are doing well, and others are really feeling the pinch.

          There are businesses that always do well, and others that are hit harder when people tighten their belts.  We need to offer people our services and products in a way that addresses their NEED.  Like Carol and her spa products - women feel they NEED a time to relax and let their worries go.  

          So, if we can bring solutions to people’s needs, let them know about it.



                Report  Reply


        • 0 votes vote up vote up

          Dee Dee Shaw wrote Mar 7, 2009
        • Laurie,
          I agree! I have felt the crunch with regard to wellness more so than weight loss support. Now with our YES plan, I am presenting business first... because it is a viable way to help bring solutions to people who are in need of an income, and quickly. [Link Removed] covers the basics enough for someone to see the potential and decide if they are interested. It makes my job incredibly easy.


          Happymomma, Your links have been removed, please consider upgrading to premium membership.



                Report  Reply


        • 0 votes vote up vote up

          Cynthia Schmidt wrote Mar 7, 2009
        • I just found this thread. I’ve been very busy. Christmas was my biggest in six years and so was Valentine’s Day. So, I’m plugging along. Wedding season is here on Maui. I work with a woman who makes wedding cakes and she’s getting a lot of bookings. Now, she’s been in the business here for years so her reputation is set which may be the difference for her. I have been getting calls from brides and looks like I’m doing two weddings back to back in July - about 200 boxes of chocolate with each. I’m meeting with wedding coordinators on the  island this week and I’ll have a better idea what the story is and how busy everyone is. I think chocolate may be somewhat recession proof. It’s not a high dollar item and still makes a good gift. I’ve been very fortunate.



                Report  Reply


        • 0 votes vote up vote up

          Doreen XoXo wrote Mar 7, 2009
        • Well Cynthia....Im so happy for you.  Your chocolates rock!!  I enjoyed every sinful bite of them!!! I plan to order more as a reward after I lose the extra 25 lbs which somehow found their way to my body!!  

          xoxo



                Report  Reply


        • 0 votes vote up vote up

          Dee Dee Shaw wrote Mar 7, 2009
        • Doreen, you sound like me. I am battling with one last inch on my waist and have vowed to be truffle celibate until it is gone. With so much saggy baggy skin still trying to shrink to fit, it is taking me much longer than I had hoped. :( BUT I am determined and will get there - 28 inches is achievable... and then the perfectionist in me will order my chocolates and set my sights on 26. LOL



                Report  Reply


        • 0 votes vote up vote up

          Doreen XoXo wrote Mar 7, 2009
        • Wow—-I used to have a 22 inch waistline.....about 15 years ago....I really dont think thats in my future.  I just want to get rid of the middle that is soooooooooooooo uncomfortable.  When I do lose those pounds because of happymomnma and her osolean, I will reward myself by eating Cynthia’s chocolates, wearing Mary kay makeup that I ordered from Jenz, smelling the beautiful scent of Cindylou’s candles and posting a picture for my fabulous ladies that stand by me every step of the way!!!

          xoxo



                Report  Reply


        • 0 votes vote up vote up

          Polly W wrote Mar 7, 2009
        • It all depends on who you are marketing to, and what product you market. I find that if you market cheap products to lower income people, that you get little result. I used to (and made 20% commission on a 2.00 lipstick), but no longer.
          There is still money out there, and I plan to continue with my business and market to mid-upper income individuals. Don’t get me wrong, I will sell to anyone, but I want to sell to people who want and can afford my product. There are still some very affluent people in this country.



                Report  Reply


        • 0 votes vote up vote up

          Cynthia Schmidt wrote Mar 8, 2009
        • LOL, thanks, girls, for the comments on my chocolates!  

          I was also thinking about my husband’s work in this economy. He’s the headmaster of a private school and the tuition is around $14,000 per year, grades 6-12. He is seeing record numbers of applications for enrollment. Enrollment at his school has always been really tight. He turns a lot of families away. They don’t want to grow the school too large and lose the community feel of the place. But this year they are seeing an increased number of families asking for financial aid. They have nearly a million dollars to give and they try to give all families who need help at least some of the tuition, especially families with multiple students. He doesn’t want them to have to choose which of their children goes to Seabury and which of them to another school because of finances. It’s been really tight this year so far with the money requested for next year. Several of our parents have either lost their job, have been demoted or are in jeapordy of having to move off the island.



                Report  Reply


        • 0 votes vote up vote up

          Mary Clark wrote Mar 8, 2009
        • Well....the credit union that I work for just gave all their employees a 2.5% raise.....we are making loans......opening up accounts left and right.  We are finding people who were customers with Wachovia, Bank of America, and Regions and a few other local banks are moving their accounts with our credit union.  

          Now my son who has a lawn business of his own (he’s only 19) but does have a list of customers has seen a drop..but of course it’s been winter...but business is picking back up.  

          I am watching my spending, using coupons, and trying to save.  

          By the way...report that just went out this week stated more people are starting to save money than ever before.  

          That’s a good thing.  Maybe this drop in our economy is what was needed to get our attention to start living smart again.

          **Oh and that raise doesn’t include our performance raise we get each year.



                Report  Reply


        • 0 votes vote up vote up

          Deb Darby wrote Mar 8, 2009
        • My husband has always been the bigger breadwinner. He’s in executive recruiting in the banking industry. We all know how that’s going. It started for him in the fall last year. At the same time (October) has was diagnosed with cancer. He’s on a base plus commission salary. If the company was doing better, they might have kept him on his base salary until he recovers from surgery, which is scheduled for April 8th. As it is, they put him on unpaid medical lease. He does have his job to go back to; but besides getting through the cancer for him, we both mention downsizing, moving, cashing out. Thankfully, we cleaned up our credit about 10 years ago. We don’t have very much savings or retirement, but at least we do have our credit cards to fall back on, as much as we don’t want to.

          I still have my job as a receptionist for Pella Windows and Doors eventhough the company has laid off drivers, installers and service techs since Christmas. We have our health insurance through my job. Even being a short month, February picked up a little, and winter is typically slower. Here’s hoping and praying for all of us.
          Congratulations to all of you who are thriving.



                Report  Reply


        • 0 votes vote up vote up

          Karyn Olson wrote Mar 8, 2009
        • Well things have not been good up here either...in the near future I would like to move out on my own...live by myself with no kids or roommates...but with the economy as it is today I am not sure that would be possible...A few years back yesss...it was very possible to rent an apartment and pay for the utilities on my wages...but not today...sux...cause that is what I need...I need to break away...



                Report  Reply


        • 0 votes vote up vote up

          Mztracy wrote Mar 8, 2009
        • paycheck to paycheck...



                Report  Reply


        • 0 votes vote up vote up

          Cynthia Schmidt wrote Mar 8, 2009
        • I agree with Mary about this being a wake up for us. My husband and I have been much more careful about our spending. We have always been good savers, at least he is, but we ask ourselves if we really need something before we spend the cash. In many cases we decide to pass on the purchase. Our daughter and grandaughter have moved into our cottage and she’s not working right now so we have extra mouhths to feed.



                Report  Reply


        • 0 votes vote up vote up

          Laurie Neumann wrote Mar 8, 2009
        • Wow, it’s been really interesting to read about all of your different experiences.  Thanks to all of you who have responded.

          To those who are doing well, that is wonderful!  For the others who have been hit harder, persevere.  Easier said than done sometimes.  My husband has worked for an automotive company for 30 years.  He actually retired and went back to work for them as a contract employee.  Unfortunately, the company recently announced they were cutting all health/life insurance benefits for retirees.  Not good.  We have been checking into our options, and they are all expensivefrown

          But he still has a job, I still have business that brings in some income, and for that, we are grateful.  It IS good that we tighten our belts and not take everything for granted, isn’t it?



                Report  Reply


        • 0 votes vote up vote up

          Laurie Neumann wrote Mar 8, 2009
        • Anniemaggie,

          Times are hard, but hang in there.  Are you applying for jobs outside the home or ones to do from home?

          Laurie



                Report  Reply


        • 0 votes vote up vote up

          Daphne wrote Mar 8, 2009
        • I am fortunate that my business has remained steady.  The company where my husband works has downsized but, fortunately, he isn’t in a position that can be downsized.  Even though some of my clients (or their spouses) have lost their jobs, i don’t suffer any decline in their business.

          Funny...huz and i were talking about this earlier today on our way to Rochester.



                Report  Reply


        • 0 votes vote up vote up

          Cynthia Schmidt wrote Mar 8, 2009
        • Have you tried [Link Removed] They are a very good site for women looking for work both inside and outside the home.


          Chocolatier, Your links have been removed, please consider upgrading to premium membership.



                Report  Reply


        • 0 votes vote up vote up

          Laurie Neumann wrote Mar 8, 2009
        • Daphne,

          Which Rochester?  I’m in Rochester, NYhappy



                Report  Reply


        • 0 votes vote up vote up

          Daphne wrote Mar 8, 2009
        • That’s the rochester we visited, Laurie!  We needed to go to Snow Country and The Ski Company for huz and we all shopped @ TJ Maxx and Marketplace Mall and had lunch @ Tully’s.  Oh, i also needed to stop @ Cosmo Prof.



                Report  Reply


        • 0 votes vote up vote up

          Laurie Neumann wrote Mar 8, 2009
        • Daphne,

          That’s so funny!  I live very close to Marketplace Mall.  Do you close to here?



                Report  Reply


        • 0 votes vote up vote up

          Jenny09 wrote Mar 8, 2009
        • I was just going to ask the very same question about
          the impact of the economy on everyone. I am in California.
          I was laid off over month ago. Working now with husband
          with his company. His business is down enormously as are
          all of his competitors. My daughter is a teacher and is unsure
          if she will be returning next year. It has definitely
          hit here and it would be safe to say that just about everyone I know has been effected somewhat.
          Interestingly, I will say that to relieve stress I am
          inserting a spa day every month and doing those nice things to keep mental health spirits up.



                Report  Reply


        • 0 votes vote up vote up

          Cynthia Schmidt wrote Mar 8, 2009
        • Jenny, my husband is in education and he had to inform his faculty that raises would be very small this year, only about 2 percent, just so everyone could receive a contract next year. Is your daughter public or private school?

          I know California’s economy is struggling so much right now. Breaks my heart, I’m an Orange County native.



                Report  Reply


        • 0 votes vote up vote up

          Daphne wrote Mar 8, 2009
        • Laurie...i live about 90 miles due south of Rochester.  We make trips to Rochester pretty regularly.  The shopping is better there!



                Report  Reply


        • 0 votes vote up vote up

          Doreen XoXo wrote Mar 8, 2009
        • I am so used to feast or famine.  My husband’s line of business calls for it.  He’s in road construction.  One year we are racking in the bucks, the next, it comes to a slow crawl. Ive learned to spend and save the money wisely.  Im always prepared for those times of famine.  Nothing beats a great year of road construction followed by some major snow storms....(we do snow removal).  

          My jobs that I have are a constant.  Who doesnt need a bookkeeper?  I am blessed.  

          xoxo



                Report  Reply


        • 0 votes vote up vote up

          Carol Norman wrote Mar 8, 2009
        • Hi all,

          This has been a very interesting topic and I am happy to hear everyone is doing something to keep up.  The economy in San Diego has continued to be going down with many losing jobs and I see more to come.  Old Town is having problems, there is talk of having teachers ready for retirement take that retirement and more stores and restaurants continue to close.  At the university I work at the board decided to not give any raises this year and put a halt to any hiring.  I am just glad I have my business to fall back onto for that extra money to pay the bills.

          It is still said that the economy will get worse before it gets better so everyone hang in there.  

          Have a great SPA day to take away that stress and hold you through the roller coaster.

          Carol
          [Link Removed]


          Cznorman, Your links have been removed, please consider upgrading to premium membership.



                Report  Reply


        • 0 votes vote up vote up

          Laurie Neumann wrote Mar 9, 2009
        • Jenny - great idea to have a spa day a month.  I am also realizing it is so important to still take some time to do something different; something fun.

          Anniemaggie - so true, that jobs from home are hard to find.  I have a telecommuting site also with some good resources, if you‘re ever interested.  Hang in there.

          Daphne - we‘re practically neighbors!

          Let’s all keep encouraging each other, as things HAVE to get better.



                Report  Reply


        • 0 votes vote up vote up

          Sue Urda wrote Apr 15, 2009
        • In these unique economic times, NETWORKING is the essential key that will help your business to THRIVE - not just survive.  People need to know you are there, they need to know what you do, and they need to know you care about them.  Creating relationships through networking is always important - in these economic times it is even more important.  You can network online and you can network in-person.  Find the forums that work best for your business and consistently work them.  Simply type “women’s network” and your city and state into an online search and you will find all types of online networks and “in-person” meetings. YOU are your best form of advertising... Get known now!



                Report  Reply


        • 0 votes vote up vote up

          Kimmers1 wrote Sep 20, 2009
        • I have lost a bunch of weight and a business kinda developed from that. I don’t sell anything, but I get paid to help people do what I did. The weight loss was a miracle..and so it this business. Find out about it (and see me) at powerlosers.com. I love to network and connect with people. I’m gonna love this site, I think!
          Kim



                Report  Reply


        • 0 votes vote up vote up

          Laurie Neumann wrote Sep 20, 2009
        • Kim,

          That is awesome!  What an opportunity to help others out while at the same time make an income.  Good for you!



                Report  Reply


        • 0 votes vote up vote up

          Mary Clark wrote Sep 20, 2009
        • This is sort of an update since the majority of these posts were made earlier in the year.  

          In April...when our credit union has one of it’s Loan promotions...one of two a year...we did $27 million in loans just that one month...and remember folks..that was before the “horrible cash for clunkers program“.  That program wasn’t worth the paper.  But $27 million...in loans....we have not done that in quite a while..even before things fell apart in Sept of last year.  

          I am still seeing people come in without jobs...still helping people who have just lost jobs.  All the rhetoric about “oh..we created some jobs here..or we created some jobs there...doesn’t offset the amount of jobs that are still being lost every single day.  There is no comparison.  

          We are seeing more people purchase travel campers...RV’s...because people are going back to camping for vacations..whether it be at the beach, the mountains..or anywhere really...but they are not staying at fancy hotels...resorts....it’s too expensive.  

          Has it affected me personally?  No not yet..and I’m really blessed by that.  But...it has emotionally when I see people struggling.  And that’s when I do all I can to help others who truly need help.



                Report  Reply


        • 0 votes vote up vote up

          Deb Darby wrote Sep 20, 2009
        • I thought I’d give an update too. Pella’s business has picked up since March. It must be good through to Thanksgiving when building typically comes to a screeching halt, otherwise I’ll be alot more concerned come January.
          My husband’s company has laid off all but their top two sales people, down about a half dozen people, including the office manager. The owners are doing more.
          My son was laid off for the third time in two years last month all because of businesses closing - one was Countrywide Mortgage and the other is Comcast Cable, closing the local branch.
          My two daughters and I have OK jobs. My youngest actually earns more than my oldest and about the same as I do after working for 30 years!
          Go figure.



                Report  Reply


        • 0 votes vote up vote up

          Mztracy wrote Sep 20, 2009
        • We ll I mist say that our home just went back up 27,000 dollars and is rising again.
          Our only issues is our AC broke and it screwed my budget, but so far so good.
          I consider my self lucky!
          knocking wood! tongue out



                Report  Reply



  • Home Business Seekers View Group »

    For those desiring to work from home