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  • Insurance Co and Lawyers

    1 posts, 1 voices, 362 views, started Oct 1, 2008

    Posted on Wednesday, October 1, 2008 by Emily Gareis

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    • Amethyst
      Offline

      2 years ago my husband and I were in a horrid car accident that obilterated my left femur.  2 years later we are STILL in litagation over money from the accident.  The driver who hit us had a record - he committed vehicular homicide 10 years previous however his suspension in all 50 states had been lifted and the great state of Ohio gave him a license since he secured MINIMUM insurance ($12,500) - needless to say my injuries alone topped over $400,000 - our insurance coverage wasn’t the greatest either since the agent of 25 years NEVER suggested to us to up our coverage since we had purchased a home, etc - the deductible was still $100, unheard of these days! Now my medical insurance wants whatever money we would be getting to offset the injury cost even though I paid $300 month premiums for 8 years to have the coverage.  And all the lawyer can say is it’s still in the court’s hands since we are not the only ones in this situation - when does an insurance company rule what goes on - why did my lawyer get to take his cut not only BEFORE anyone else gets paid, but EVEN BEFORE it’s settled.  We aren’t talking about tons of cash - it was less than $100,000 and it was supposed to be used for my continued medical needs as time goes on since I am facing a total hip and knee replacement and that no insurance company will cover an existing injury.  Something is so wrong with the system.  Lobbyist and special interest groups are the norm and the average person who elected these officials in no longer has the voice it should have.



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