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Q & A

How are you feeling about the economy? Hopeful? Scared? What are your thoughts.

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    • 0 votes vote up vote up

      Angelcart wrote Jul 14, 2009
    • Not real excited about it because I’ve been dealing with customers not paying their d_amn bills!  That’s the part of my job I hate, collections.  And, REALLY not happy about my stocks and 401K on how much they dropped.frown




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    • 0 votes vote up vote up

      Deb Darby wrote Jul 14, 2009
    • I’m looking into how to band together and help each other through several sites. I’m not worried; but just sure there have to be alternatives to the collapsing system.




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    • 0 votes vote up vote up

      Kandykahne 5 wrote Jul 14, 2009
    • I’m trying to be optimistic things will get better. Seems all I hear is negativity...not to say I haven’t been negative myself. Personally we’ve been hit financially.I think what is done is done and we can’t change it we can only learn from it and move forward the best we can.happy




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    • 0 votes vote up vote up

      Cynthia Schmidt wrote Jul 14, 2009
    • Good thought, Deb! My partner and I are looking into bringing some other women together in a retail space in a high traffic area so we each can do what we do best, no one will be in competition with one another and we share the rent. So far it’s just the two of us but we‘re hoping for a total of 4 women with different levels of dessert expertise.

      Angelcart, my partner is dealing with the same thing. She works so hard to make the desserts for a restaurant in addition to her own wedding cakes but the restaurant is very slow in paying her. When she cut back on production for them, they said she was actine like a flake when all she wanted was to be paid.




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    • 0 votes vote up vote up

      Angelcart wrote Jul 14, 2009
    • Cindy, I can’t believe they said she’s the one acting like a flake.  You wouldn’t believe the excuse I get for people not paying their invoices.  And the thing is my husbands company is a telecommunications business and when customers call it’s always pretty much a dire emergency.  He prides himself on excellent customer service.  We jump through hoops to get them out of a bind and they seem to want to reciprocate.  Of course you know if the shoe was on the other foot they’d be kicking and screaming.




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    • 0 votes vote up vote up

      Anne E wrote Jul 14, 2009
    • I’m trying to be optimistic but it’s scary as I have been laid off now for 7 months.  Still I feel that things will be picking up in the next 6 months and all it takes for me to be back on my feet is one good job offer!

      I just read that Eddie Bauer and Crabtree and Evelyn have filed for bankruptcy.  When we get out of the recession, the country won’t be the same as it was before.  I think we’ll all continue to think twice before making optional purchases.




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    • 0 votes vote up vote up

      Angelcart wrote Jul 14, 2009
    • Meant to say “*NOT*  reciprocate”




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    • 0 votes vote up vote up

      Tuliplady wrote Jul 14, 2009
    • The state of the economy really hasn’t affected me much.  We’ve still got a roof over our head, electricity and running water.  As long as I’ve got those three things, I’m good.  

      Even if the economy improves, it’s not likely to change things much around here.




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    • 0 votes vote up vote up

      Mzd3 wrote Jul 14, 2009
    • So far, we havent had any changes because our jobs are still intact. But I do worry, you never know what will happen in the future....




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    • 0 votes vote up vote up

      Doreen XoXo wrote Jul 14, 2009
    • Very very disappointed.  Trying to find the light at the end of the tunnel.




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    • 0 votes vote up vote up

      Marilyn09 wrote Jul 14, 2009
    • I’m scared.
      I dont know if anyone else has noticed but the credit card finance charges have gone up to 30%. Only Jcp is not but they did raise it to 24%. Whats up with that?
      I called Sears and Home Depot about it and I was told that they are just making everyone the same. HELLO I dont have 40 extra dollars laying around to give to extra finance charges.
      It makes me sick.
      So I had to close my credit cards so that we can have our interest rates lowered- Most of them made it 0 % interest for 12 months.




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    • 0 votes vote up vote up

      Marilyn09 wrote Jul 14, 2009
    • that is 30 percent. (btw)




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    • 0 votes vote up vote up

      Tuliplady wrote Jul 15, 2009
    • Marilyn,  you might want to check your credit rating and find out what’s going on.  Usually they only raise your rate if your credit is a mess.

      My credit card interest has not gone up at all.  I think my visa is still around fifteen percent.




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    • 0 votes vote up vote up

      Cynthia Schmidt wrote Jul 15, 2009
    • I still get a flood of approved credit notices offering 3.99 percent interest. They go directly in the shredder.




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    • 0 votes vote up vote up

      Marilyn09 wrote Jul 15, 2009
    • Hi Tuliplady,
      I have been asking around about the finance charges and everyone says that same as you- that they are totally uneffected by the downturn with the economy and the upturn in finance charges.
      The 2 cards that did that to us is Home Depot and Sears. - do you have those cards?




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    • 0 votes vote up vote up

      Marya1961 wrote Jul 17, 2009
    • I am fortunate...my hubby has his job and his business, so we are o.k. in that respect...but I have figured out ways to help reduce the cost of our finances (i.e. budget plans) and to limit unnecessary spending along with using coupons and recycle everything that is possible...next on my list is to get a barrel and start using the rain water for gardening and filling up the bird baths...it all takes time and ingenuity.




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