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Benefits
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Benefits
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Has anyone felt the “benefits” of the new healthcare system yet?
We just go the bad news that my husbands employer had to cancel “Executive Plan” because the of the provisions implemented in the new health reform system that is going in effect January 1, 2011 they will no longer be able to offer an Executive Plan that allowed $3K dollars a year extra for each family member to be used for co pays, out of pocket expenses, etc.
The new healthcare reform doesn’t allow employers to place a “CAP“, on the annual amount, and to have the same insurance plan with no cap will increase the plan 100%. Because the company can’t afford to pay such high increase in premium they are canceling the plan all together.
Am I surprised? No, because the people that will be negatively effected are the people that had insurance to begin with. I’m extremely upset and disappointed.
For me my COBRA payments are less than what I was paying when I was employed.
No telling what will happen when COBRA ends.
When my daughter finished college and was no longer eligible for the ins. coverage through my husbands employer, her Cobra medical payment was $550 a month, she was 22 years old healthy girl. Blue Cross or similar was 98.00 a month
Cobra is always very costly.
This is a VERY sore subject with me!! My husband owns a small business and EVERY YEAR our benefit's GO DOWN and our payments and deductable go WAY UP!!! I had an ultrasound scheduled last week but cancelled it because my portion was $759.00. Next week I have to see the GI to schedule a colonoscopy and I'm sure that will cost me $3,500!
Every year we have to have a higher deductable to be able to afford our insurance payments through the company.
When I got layed off from my job back in 2002 I had COBRA and it was $600/month back then. I wished that’s all I had to pay now.
The Recovery Act established an employer-provided health insurance continuation subsidy for workers who involuntarily lost their jobs between Sept. 1, 2008, and May 31, 2010.
The Recovery Act provides eligible workers who have lost their jobs with a 65 percent subsidy for COBRA continuation premiums for themselves and their families for up to 15 months.
Eligible workers pay 35 percent of the premium to their former employers.
To qualify you must have been involuntarily separated from your job between Sept. 1, 2008, and May 31, 2010.
I buy insurance for myself and my daughter through my temp agency. It’s not a very good plan and it costs $900 a month. With Obama or without Obama, the cost of health insurance rises astronomically every year. The main culprits, in my book, are the greedy health insurance companies- especially Aetna and Cigna. If health insurance were a well-run, not-for-profit agency that was forced to insure everyone I think we’d all be better off. I know a lot of people in my company who don’t have health insurance. If they end up needing major medical work, the rest of us will be paying for it. President Obama was trying to make health care available to all Americans, which I think is the correct and Christian thing to do, not make them beholden to the federal government, but he hasn’t come up with a very good way to do it.
Yana, sorry you’ve had this awful experience. In a time when salaries aren’t rising, our savings aren’t earning interest, it really stinks to be forced to pay a lot more for health insurance.
More on the Recovery Act.
[Link Removed]
Looks like I’ll soon be without as it is only good for 15 months.
The company where my son works will have major problems with this new stuff. I’m worried.
As for me, I’m so speechless. I voted for Obama, and I was excited about the health care reform ... and now it really looks bad for almost everyone. I’m stunned and disillusioned by the whole thing. I don’t understand what happened ... perhaps I’m totally naive, it all sounded so good and now that it’s happening, it’s a disaster.
At least I don’t believe in Santa Clause anymore! (I did as a kid.)
Ruby, what will you do when it expires? Can you get an extension?
You mean the system changed? I’m in a teacher’s union, so every time we get a raise our premium goes up. Just recently, our policy changed from a 20/80 to 40/60 hospitalization. As a single parent, I make too much money for assistance, but not enough to make ends meet...
Honestly, in our case our son was paying out of pocket for his health insurance through B/C and it was high!!..so hub put him on his health insurance through work as it reads that he will be covered until age 26 and he is saving $40.00 a month, now unfortunately our plan is an HMO, which I hate, but it is the most affordable.
Angelcart...I will start looking to see what options are available, I’m not sure about an extension. But it is worth looking into. We may end up without insurance and that scares me...I’ll end up more overprotective of my boys.
Nope. I was against it from day 1 and I am saddened when I hear what is already happening to people because of it.
I’d honestly, rather go for med care uninsured and have a big fat bill hangin over my head than agree to the new “benefits.” ugh....
YAY! Republicans are rockin in full swing tonight. I’m not even INTO politics, but now that almost every state is in republican favor, maybe this NONSENSE will turn around? We can hope, anyway...
Not really since Massachusetts already had a healthcare system in place.
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