Too often financial recovery books, sites, and news shows overlook the emotional impact that going through a financial crisis can have on people. It is not just your credit rating or your bank balance that needs to recover that is the least of it. The bigger part of the recovery process is to protecting your integrity. You notice the word integrity has "grit" within it. Grit is all about having a firmness of character; indomitable spirit; or pluck if you ...

Where does your child believe money comes from? Does your child think that money is a little plastic card in your wallet or that it grows on trees? If so, it is probably time you started to educate your child about money, what it means, and the proper way to use it. If for some reason you are not setting the best example with money, why don’t you and your child get educated together on how to manage ...

With gas at an all time high, many people are cutting back on everything, including their food and basic living needs. The American population has been hit hard by the gas crisis simply because in most parts of America, there are no feasible means of mass transportation. Because of the lack of mass transportation and affordable fuel choices, many Americans have had to make some tough choices. Some have left their places of work, in many cases places they ...

Organization is the key to a balanced life! Organization saves you time, energy, frustration, and confusion. To be organized means to be efficient in the way separate elements are arranged into a consistent structure. In other words, everything has its place, find the place, and when you‘re done put it back. In all my years of counseling people in the area of personal finances, one of the biggest issues that cause money woes is the lack of organization. When ...