If you own a small business you already know that your survival depends on your profitability. If you‘re not making enough money you’ll soon fail. Making sales, however, is just part of the equation. You must also minimize your losses. If the cost of doing business is greater than your profits you won’t last very long. Overhead is one thing, but what about losses due to theft and fraud? How much money are you losing every year? The sad fact ...

If you have ever purchased a product on the internet before you have surely seen it! You click the shopping cart button on your favorite site and there it is. “Do you have a coupon?” the page states. Your heart drops in to your stomach. It’s almost as thought they are teasing you. So you build up the courage and decide to search do a search for that coupon code. You search and you search and 2 hours later you ...

Holding real estate is a long term strategy for building wealth. Yet those who are facing mortgage foreclosure often fail to consider options that include holding on to their homes. They see their only option as being to sell their home, or worse to allow it to go into the mortgage foreclosure process. When distressed homeowners are unable to sell their homes, many allow themselves to slip into the mortgage foreclosure process. Yet for many in this situation taking quick ...

Money At the beginning of a relationship, partners may not know what they can realistically expect to earn or how much they should allocate for housing, clothing, recreation, cars, food, and education. But partners in great marriages say that when both partners regard their contributions to the relationship and the family as equal, no matter who earns how much, tensions over money matters subside. When problems arise, it is usually because discussions about money often are not really about money; ...