I find that Christmas time is so stressful on some people that it makes me sad.  I see people and know some friends and family members max out, I mean max out their credit cards buying gifts, throwing parties and end up paying for the credit card debt during the year sometimes right down to the following December.

Here are some suggestions I would like to share with you that will not brake your pockets for the holidays.  I have tried them and I was just as happy.

1.  If you have that specail friend or family member that has kids offer to babysit for them.  Find out the night of their office party and babysit for them.

2.  If you can do any type of creative arts do some and distribute them.  Knit some socks, scarves, mittens, hats etc.  People love to show off what was especially made for them.

3.  Write, write an encouraging note, an inspiration note.  Let that person know how you are feeling about them.  Write it on some nice beautiful piece of stationary.  I still read over and over the ones I have received.

4.  Offer to bake a cake, a ham, candy or whatever you are good at baking and try and deliver it on Christmas Eve or Christmas Day, it will add to the goodies and will be appreciated.

5.It does not have to be a red/black dress, heels and pumps party but you could host a movie party at you house.  Pop the popcorn, chips and salsa and a nice drink.  When the others find out what you are doing automatically they will throw in their little stuff and before you know it you all laughing and kicking heels for the night.

6.  If you have a pack then among you all suggest that the gift exchange be a scarf, a pair of leggings stick to a theme that way everybody will be getting something within the theme.

Let us remember it is LOVE, LOVE, and more LOVE we want to promote.  Quality time that is shared memories not memories of having to pay back on our credit cards for the next year.

Love you fab ladies and look forward for Christams.

Blessings.