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Q & A

Could you and your family live on $20,000 a year?

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    • 0 votes vote up vote up

      Lazylola wrote Oct 25, 2010
    • Somehow we are (barely) making it.estatic There are 3 of us.




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    • 0 votes vote up vote up

      Tuliplady wrote Oct 25, 2010
    • Been there, done that.  It’s not fun.  

       If I wasn’t shelling out a gob of money every month for child support and hubby wasn’t bleeding money for Dr. bills, we’d be able to make it on that much if we had to.

      Ruby you’ve got my utmost respect for managing the way you do.




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    • 0 votes vote up vote up

      Diane17 wrote Oct 25, 2010
    • That’s great that you are able to do that Ruby!  

      When I was growing up, my mom only got Social Security and measly child support from my dad but somehow managed to support a family of 4.  She did not work...she had multiple sclerosis.

      Currently I work part-time (3 days a week) and pay all our bills but we live out in the country so our bills are cheaper than when we lived in the city.  We are of course on a budget...we never eat out or do much of anything but we‘re making it.




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    • 0 votes vote up vote up

      Cynthia Schmidt wrote Oct 25, 2010
    • I give you a lot of credit, Ruby. That’s not easy to do. My mother lives on about $900 a month with her social security but it’s just her and her house is paid for. She basically has no bills.




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    • 0 votes vote up vote up

      Lazylola wrote Oct 25, 2010
    • It has been hard, especially having to tell the boys they can’t get this or that cause there is no money. But I also know there are others worse off than I am. I wish I was able to return to work, even when I had to work 2 and 3 jobs I was happy to do so knowing I was doing it for my family.

      What sucks too is that my Long Term Disabilty is “too much” to qualify for some programs.

      Things will work outestatic...or I’ll make them workestaticestatic




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    • 0 votes vote up vote up

      Mary Clark wrote Oct 25, 2010
    • Ruby....my hats off to you!  I sit here and say I couldn’t do it but you know...you do what you have to...and I guess if I were force to live on that amount..then I would do it. Of course I would have to make some changes in my lifestyle...but if that’s what I had to do...then I would do it.




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    • 0 votes vote up vote up

      Cheekymonkey wrote Oct 25, 2010
    • heart Ruby...u are my hero. Thats crap I know but I promise u will be on the other end someday. U need to write a book so all these people who complain will know it can be done. I wish I had the words. IM ASHAMED of myself. Ur boys are the luckest 4 boys u are an amazing mother.heartheartheartheart




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    • 0 votes vote up vote up

      Lazylola wrote Oct 25, 2010
    • Thanks y‘all...I am always trying to see where else I can cut back, enjoying the cooler weather as it is not so hot inside the house anymore. I think we all get spoiled, I see others who have way more than I do that simply cannot get out from under their debt and it amazes me. I also have debt and it’s mostly all due to my back surgeries. The worst part of it is not being able to give my kids more...just keep hoping I’ll eventually heal up enough to return to work.estatic




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    • +1 votes vote up vote up

      Mary Clark wrote Oct 26, 2010
    • You know....there are a lot of people who have way more than you that are probably up to the ying yang in debt and are miserable human beings.  Sometimes...less is more.




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    • 0 votes vote up vote up

      Diane17 wrote Oct 26, 2010
    • I agree with Mary.  Money does not equal happiness.  

      I personally am happy with just food, clothing, heat, and a roof over my head because that’s the way I was brought up.  We didn’t have a lot of extra things and it really taught me to appreciate what I have.

      Ruby, you are probably spending a lot of time with your kids these days and that is so very important.  Too many parents whether because of work or other commitments don’t spend enough time with their kids and that is too bad.  The greatest gift a parent can give to their child is their time.

      Diane




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    • 0 votes vote up vote up

      Cathie Beck wrote Oct 26, 2010
    • Ruby, I could easily live off of $20,000 a year, mine currently is $8,400. That’s $700 a month. I don’t have medical bills and growing boys to feed & cloth though. No morthage,
      no car payments either. You stand tall despite your back injury.  

      Hugs,
      Cathie




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    • 0 votes vote up vote up

      Angelcart wrote Oct 26, 2010
    • Ditto at what Mary Clark said.




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    • 0 votes vote up vote up

      Marya1961 wrote Oct 27, 2010
    • As a kid growing up, my mom supported my sister and I on bare minimum as our father took off and did not pay any support..things were tough, but we did the best we could, so I know where you are coming from, Ruby..if it were up to me, I would pack up some gear, buy a small camper and live in the mountains with nature surrounding me.estatic




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